FinovateFall 2018
September 24-27, 2018
New York, New York
FinovateFall 2018 is an annual event that showcases cutting-edge banking, financial and payment technologies. Finovate conferences stand out among fintech events for their action-packed itineraries. More than 1,500 attendees are expected to be present for FinovateFall, as well as 100+ expert speakers from all sectors of the fintech space. The fast-paced nature of FinovateFall will be on full display as 80+ leading fintech companies provide demos of their latest solutions and innovations. FinovateFall will also give attendees a chance to take a deep dive into the areas making the most noise in the fintech market: artificial intelligence and blockchain. Learn more about FinovateFall 2018
Access Softek
Access Softek is a privately owned company focused on the next generation of financial technology. The company works with credit unions and banks to provide solutions to meet their needs. Founded in 1986 in Berkeley, California, Access Softek has expanded to other metropolitan areas including New York City, Chicago, and soon to be Vancouver. The company has always been a leader in innovation, being the first to launch products with new features such as real-time deposits, mobile lending, P2P transfers, and more. For more information, visit the company's website at accesssoftek.com.
Adobe (ADBE)
Adobe (Nasdaq: ADBE) provides users of all experience levels the solutions they need to create and design digital masterpieces. With solutions for emerging artists to global brands, the company has created products for each experience. Adobe has received numerous recognitions, including most recently the "World's Most Ethical Companies" list and "50 Best Companies for Giving Back" list. Adobe was founded in 1982 by Charles Geschke and John Warnock and today employ more than 18,000 people nationwide. For more information, visit the company's website at www.adobe.com.
AI Foundry
AI Foundry is a privately held global technology company that helps banking and lending organizations. Formed in 2013 by Kodak Alaris, AI Foundry uses innovative technology solutions to turn data into actionable intelligence. The company's technology automates manual processes, classifyies and extracts data, and increases the productivity of their clients' teams. AI Foundry streamlines its clients' operations to provide organization that will help them have a competitive edge. For more information, visit the company's website at www.aifoundry.com.
Aixigo
Aixigo is the largest independent provider of technology for financial support and advice in Germany, Austria and Switzerland. Founded in 1999 by Erich Borsch and Christian Friedrich, Aixigo has been providing tailored IT solutions for businesses, advisors and other customers for nearly two decades. The company uses modular web applications, which increases efficiency and flexibility. For more information, visit the company's website at www.aixigo.de/en/.
Face2Pay (Ak Bars Digital Technologies)
Ak Bars Digital Technologies creates technological products designed to make other people's lives easier and more comfortable. The company's portfolio of projects includes Aimee, a solution based on deep learning algorithms that helps the operator find the right answer, and answers by herself if she is sure; A–B Pay, a service that allows users to transfer money to cards, providing an opportunity to create a page for collecting funds for any purposes; and Face2Pay which uses facial recognition to pay for services. For more information, visit the company's website at akbars.digital/face/.
Alpharank
Founded in 2015, Alpharank is a technology company using data to map human networks. Using the Alpharank Data as a Service, the company helps its clients identify the brand ambassadors within their customer base so the client can funnel outbound advertising and marketing efforts to generate the highest ROI for the most efficient out-of-pocket. Alpharank helps optimize social advertising as well as display ads by focusing each message on the heaviest influencers that will create the most pass-along impact for each client's sales. For more information, visit the company's website at www.alpharank.io.
Arcanum Technology
Arcanum Technology provides safe and secure solutions for banks and online merchants. The company's technology elevates authentication with systems that protect the user information throughout the entire process, and has created proprietary software that combats hacks, data breach, and password fatigue. Arcanum Technology fortifies the passcode system which provides personable, reliable security access to websites. For more information, visit the company's website at www.arcanumtechnology.net.
Averon
Averon was founded by a group of people who knew there was a need to find better security. Their expertise led them to create a fully automated mobile security platform, Direct Autonomous Authentication ™ (DAA ™). This award-winning technology provides real-time user identity confirmation. It requires no installation and no end-user involvement. Averon has created a faster, easier, more secure experience that increases security in blockchain transactions, mobile payments, credit card purchases and more. For more information, visit the company's website at www.averon.com.
Ballooning Nest Eggs
Ballooning Nest Eggs is the first investment gifting platform for parents. The company provides a way for family and friends to financially pitch in, without the awkward talk about money. Ballooning Nest Egg knows that asking for money is more awkward than just talking about it, so their platform was built to "take the funny out of money." The company provides a tasteful way for parents to steer their network toward giving financial gifts to their kids for any number of celebrations in their lives. For more information, visit the company's website at www.ballooningnesteggs.com.
Banzai
Banzai was founded in 2007 and offers an online financial literacy program that teaches the value of a dollar. The company found that it can be difficult to find useful and engaging programs for schools, so it created meaningful content with real life scenarios. Banzai engages teenagers and is free for student and teachers. Banks and credit unions care about teaching teenagers and young adults about being financially responsible, which is why they generously sponsor Banzai and students in their local communities. For more information about Banzai, visit the company's website at www.teachbanzai.com.
Billshark
Billshark was founded in 2015 by Steve McKean and Brian Keaney as a solution for subpar transparency between consumers and their service providers. Billshark was created to help people break free from overpriced bills, fighting for their customers and empowering them to play offense with their bills. When customers submit copies of their bills to Billshark, the company quickly gets to work to negotiate savings for the customers next round of bills. The company was built to empower the consumer. For more information about Billshark, visit the company's website at www.billshark.com.
Biometric Signature ID
Biometric Signature ID is the leading developer in biometric ID verification software. Its innovative solution authenticates unique finger or mouse drawn passwords without the need for special hardware. Biometric Signature ID provides smart software that has the highest level of security available on the market, without hardware or downloads. The company's technology requires no physical body data or scans, but is instead based on gesture technology. Passwords cannot be lost, stolen or borrowed. For more information, visit the company's website at biosig-id.com.
BlueRush (BTV)
BlueRush (BTV.V) offers digital solutions that help businesses grow and retain their clients. BlueRush creates a custom experience that help companies reach current and potential customers through online and social media. The company offers award winning lead generation programs that help boost customer sales and continue to grow relationships. The company continues to design and develop marketing solutions and integrated technology for companies throughout North America. For more information, visit the company's website at www.bluerush.com.
Bond.ai
Bond.ai is a technology that studies consumers' finances and then strategizes ways to make them more profitable. The company helps consumers invest in high-return stocks, optimize spending, clear debts quickly, and make better financial decisions. The software is free and requires no downloads or installations. Bond.ai is currently available in the United States, but it will be launching soon in the UK, India, China and Australia. For more information, visit the company's website at www.bond.ai.
Bucket Technologies
Bucket Technologies is a real-time fiat currency capture and virtualization platform utilizing blockchain technology. The company designed its technology to accelerate humanity's transition to a cashless society, and intends to be the first global aggregator of coin currency value which alleviates the stresses associated with the production, distribution and handling of physical coins by consumers and retailers alike. For more information, visit the company's website at buckettechnologies.com.
Bumped
Founded in 2017 in Portland, Oregon, Bumped technology helps build lasting relationships with customers and their favorite brands. Customers receive free stock when they spend money with the brands that they love. After the customer links their debit or credit card to the Bumped app and spends money at their favorite partner brands, they the receive stock in those companies. There are no fees associated with using bump. For more information, visit the company's website at bumped.com.
CashDirector
CashDirector offers a unique, AI-powered accounting platform that helps banks attract SME/SMB customers. The company helps increase profitability by offering enriched online banking services. Its intelligent technology helps financial institutions attract more business, build loyalty of existing customers, differentiate from the competition, and increase revenues. For more information about CashDirector, visit the company's website at cashdirector.com.
Cashoff
Cashoff is a cloud service that allows users to see all their finances from different sources in one place. Cashoff analyses the cash flow, detects regularities and offers personalized recommendations about financial planning. The company has won international competitions, including Russian Innovation Week in Silicon Valley. For more information about Cashoff, visit the company's website at coff.uk.
CharlieIndia
CharlieIndia was developed in 2006 to provide online invoicing solutions. After 10+ years of experience, CharlieIndia created an easily implementable technological solution. The company created a white label e-invoicing platform. It provides a solution for all invoice related tasks, including international invoicing. From sending, receipt, and processing of invoices, CharlieIndia covers it all. It allows third-party service providers or companies to launch their own branded solutions within weeks. For more information about CharlieIndia, visit the company's website at www.charlie-india.com.
Cloud Lending Solutions
With locations in San Mateo, London, Sydney, and Bangalore, Cloud Lending Solutions provides technologies for financial institutions to simplify the lending experience. Cloud Lending Solutions is a cloud-based platform that is the only front-to-end lending and leasing solutions for origination, underwriting, servicing, collections and the borrower portal. The company provides a transparent solution for financial institutions and their borrowers. Cloud Lending Solutions has received numerous awards, including the Fintech Breakthrough Award in 2018 for Best Business Lending Platform. For more information, visit the company's website at www.cloudlendinginc.com.
Computing System Innovations
Computing System Innovations is a provider of automated indexing, redaction and classification solutions, operating with a mission to help people find, track and protect their data simply, efficiently and cost-effectively. The world is quickly changing, and instantaneous digital data transmission is a new reality creating unprecedented opportunities for advancement; however, in order to make the most of these opportunities, people need the power of safe data at their fingertips 24/7. CSI creates the technology that provides people with exactly what they need to find, track and safeguard their information in this new world. For more information, visit the company's website at www.csisoft.com.
CrediVia
CrediVia is the only online marketplace that directly connects hospitality industry lenders and borrowers. This cloud-based platform gives hospitality lenders and borrowers the greatest potential for mutual success, making the financing process simple and efficient for all parties. The CrediVia online marketplace keeps the application process quick, simple and transparent without sacrificing loan integrity, and it becomes a return source for new financing for borrowers and a reliable partner for lenders, providing them with loan relationships that are right for their portfolio. For more information, visit the company's website at www.credivia.com.
Crypterium
Crypterium believes cryptocurrencies have the potential to change the world, boasting the capability of altering the entire distribution of wealth and providing the 2 billion unbanked individuals worldwide with access to the same kinds of financial services everyone else has. For the millions of individuals throughout the world who recognize the advantages of cryptocurrency over fiat money, Crypterium's mobile app solves the challenges of using cryptocurrencies to make payments. Crypterium is building products that will enable people to do things that, today, are not possible. For more information, visit the company's website at www.crypterium.com.
Digital Onboarding, Inc.
Digital Onboarding, Inc. is led by a team of financial services sales and marketing professionals, technologists and entrepreneurs who designed the Digital Onboarding platform to simplify the digital account origination process and increase new account activation rates. The Digital Onboarding platform boosts conversion and satisfaction rates by guiding customers and members through multistep processes that would otherwise seem complicated and confusing. The platform additionally helps institutions capitalize on opportunities that are untapped due to resource limitations. The Digital Onboarding platform utilizes SMS and email reminders, a custom activation website, and gamified incentives designed to engage new account holders, encourage them to keep moving forward, and help them adopt account-related services. The platform is more effective and less costly than paper welcome kits, which are often discarded. For more information, visit the company's website at www.digitalonboarding.com.
DualAuth, LLC
DualAuth, LLC is a user-centric security solution provider based in Seoul and Boston. DualAuth offers the only true mutual authentication technology, letting users check a service provider's authenticity before providing any credentials. DualAuth's products include AutoPassword, which is a service that automatically generates and enters passwords for the user; AutoPassword Logon, which allows users to securely and conveniently log onto their PCs; Hybrid WORM Disk, which is a next-generation data preservation technology that prevents the Ransomware infection; and RansomFreeDisk, which is ransomware prevention technology that improves the security and efficiency of data archiving. For more information, visit the company's website at www.dualauth.com.
ebankIT
ebankIT is an international company and developer of a leading omnichannel digital banking platform that enables banks and credit unions to run lean, run smart, innovate quickly and help their customers stay one step ahead with less expense, time and effort. ebankIT aims to shape the digital banking experience with a fast, lean, smart and innovative banking platform with out-of-the-box omnichannel capabilities. The company's vision is to help banking businesses achieve their full potential, strengthen customer relationships while minimizing costs, and increase digital revenues. ebankIT has been recognized as one of the "Top 10 Global Emerging Stars" in the KPMG Fintech/H2 Ventures "Fintech 100." For more information, visit the company's website at www.ebankit.com.
ecosystem Ai
ecosystem Ai is a provider of prediction and digital services, bringing a full-stack perspective to businesses. The company's approach is to gain an understanding of a client's core business advantage and then identify the most appropriate intelligent automation solution. More than just the automation of old and outdated processes and practices, intelligent automation is the understanding of where intelligence will benefit a business overall. The ecosystem Ai platform integrates various core machine learning and AI technologies to enable optimal effort in solving business challenges. For more information, visit the company's website at www.ecosystem.ai.
Enova Decisions
Enova Decisions is part of Enova International, Inc. (NYSE: ENVA), a leading technology- and data-analytics-driven online lending company operating 10 brands in four countries. Over the past 14 years, these brands have been built on the backbone of innovation through use of Enova Decisions technology and analytics. The proven technology and analytics experience of Enova Decisions helps clients thrive with customized, real-time analytics services and instant data-driven decisioning at scale. Enova Decisions has helped its parent company build analytics expertise and infrastructure over the past 14 years, enabling the company to make instant decisions for its brands. This has culminated in the launch of Enova Decisions as an AaaS provider. For more information, visit the company's website at www.enovadecisions.com.
Envestnet
Envestnet | Yodlee, a subsidiary of Envestnet, Inc. (NYSE: ENV), is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. The platform has been fueling innovation for financial institutions and fintech for more than 17 years, ultimately helping consumers get better lending rates, lower fees, higher returns and more. Envestnet | Yodlee partners with more than 1,100 financial institutions and fintech innovators, enabling a massive data network associated with tens of millions of consumers who utilize platform-related personalized apps and services. The power of Envestnet | Yodlee and the company's unique point of difference starts with the massive scale of financial data within the platform, which is used to fuel Envestnet | Yodlee's data intelligence capabilities, and extends to Envestnet | Yodlee's bank-level security, 80 issued patents, best-in-class data from 17,000+ sources and formal agreements with leading financial institutions. For more information, visit the company's website at www.yodlee.com.
ETFLogic
ETFLogic provides transparency, alternative data and professional-grade analytics regarding ETFs. The company's team has deep experience across the finance industry, including expertise in ETF market-making, quantitative trading, portfolio management and analytics. The company's assets are targeted to reach $30 trillion by 2030, which is a six-fold increase from the present. ETFs have increased in complexity as they encompass a wider range of asset classes, indices and investment strategies, and the impact ETFs now have on controllability of stocks and bonds is overlooked and understudied. ETFLogic's products and services help break down these complexities into easily understandable analytics and provide actionable information for trading, asset management and investor outreach. The company's clients include ETF issuers, fund managers and corporations. For more information, visit the company's website at www.etflogic.io.
Exagens
Exagens is an investor-backed company dedicated to removing the digital separation between financial institutions and their customers. Founded by a team of industry veterans, Exagens is focused on delivering behavioral banking solutions that create better relational engagement and more product and service conversions in a bank's digital channels. Exagens' white-labeled Personal Banker is the world's only autonomous AI-powered financial assistant proven to significantly increase engagement, conversions and digital sales between financial institutions and retail and SMB clients. Advanced artificial intelligence, behavioral analytics and machine-learning technologies enable the autonomous personal financial assistant to learn and understand the specifics of each client and respond in real-time with contextually engaging, pertinent and actionable assistance, tips and guidance. This makes each interaction with a financial institution more convenient, individualized and memorable, resulting in increased loyalty, customer satisfaction and improved financial results. For more information, visit the company's website at www.exagens.com.
Experian plc (OTCQX: EXPGY)
Experian plc (OTCQX: EXPGY, EXPGF) is a leading global financial services company, empowering consumers and clients to manage their data with confidence. Experian helps individuals take financial control and access financial services; helps businesses make smarter decisions and thrive; helps lenders lend more responsibly; and helps organizations prevent identity fraud and crime. Experian has 16,500 employees operating across 39 countries, and every day the company is investing in new technologies, talented people and innovation to help its clients maximize every opportunity. Experian is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 Index. For more information, visit the company's website at www.experianplc.com.
FI.SPAN
FI.SPAN was founded in 2016 with a mission to improve the lives of business owners and finance departments everywhere. The company uses APIs to create the business banking experiences of the future and strives to make the best financial services available and consumable in the easiest possible ways. FI.SPAN's cloud-based services management platform uses APIs to connect customers and fintechs to financial institutions in the U.S. and Canada, with over $5 billion in assets and significant commercial and business banking. The company's team consists of 14 committed professionals located in Vancouver, BC. Each day, the company works with its bank partners to solve the difficult problems that arise with ERP integration, API development and launching fintech partners. For more information, visit the company's website at www.fispan.com.
Fortr3ss
Fortr3ss is an identification company specializing in voice biometrics. The company's Fortr3ss solution can recognize voices through mobile devices to identify customers for multiple use cases. This voice identification and password management solution provides businesses and consumers with an intuitive and cost-effective solution for identity management. Fortr3ss offers Android and iOS mobile SKDs that any developer can easily integrate. Fortr3ss is based in Miami, Florida, and is a privately backed organization that services a global financial services customer base. The company's mission is to be the leading provider of voice biometrics by making the technology fast, accurate, secure, innovative and accessible to all businesses across all industries while improving the customer experience. For more information, visit the company's website at www.fortr3ss.com.
Golden
Golden provides tools and resources to help adult caregivers improve their parents' financial health. Every year, more than 10 million seniors are unable to manage their own finances due to diminished capacity. Taking on the burden of managing a parent's day-to-day finances can be overwhelming for adult children, but Golden provides a variety of services relating to finances, legal matters, healthcare, government benefits, fraud protection, financial coaching, alerts and more. Golden helps gather together a parent's finances in one place for online monitoring; identifies care payment options and potential government benefits; suggests ways to cut back on expenses; sets up a bill-paying calendar; and offers other related services. Golden's goal is to create the best financial outcomes for parents and children while sustaining a positive, trusting atmosphere for families. For more information, visit the company's website at www.joingolden.com.
Horizn
Horizn is a SaaS technology company based in Toronto's financial district that operates globally, helping companies in more than 50 countries. Horizn's solution is enterprise scalable and is the first-ever knowledge platform that focuses on both employees and bank customers, equipping them with the knowledge they need to improve the customer experience and drive digital adoption. The Horizn Knowledge Platform helps financial institutions dramatically accelerate market adoption of digital innovation and new products. Whether a bank is adding artificial intelligence into its mobile app or launching a new online application, the Horizn platform helps onboard, retain and grow customers. For more information, visit the company's website at www.horizn.com.
ID R&D
ID R&D is a New York-based biometric vendor built around one of the strongest R&D teams in the industry. The company is focused on developing cutting-edge biometric solutions designed to increase security of authentication while enhancing the user experience and is particularly focused on: behavioral biometrics, voice biometrics, facial recognition, keystroke dynamics and a biometric fusion. ID R&D employs the latest scientific breakthroughs to create frictionless biometric authentication in popular and emerging communication channels. The company has developed a suite of core biometric technologies for mobile login, chatbots and virtual assistants. For more information, visit the company's website at www.idrnd.net.
ieDigital
ieDigital specializes in transforming businesses using its software technology knowhow. ieDigital has been the driving force behind a number of revolutionary firsts: the company was the world's first developer of an Internet of things (IoT) banking platform, creator of the world's first emoji passcode, developer of the first online credit card solution in the United Kingdom market, creator of the first transactional mobile banking solution in the U.K. (with Orange and Barclaycard), and developer of the first smartwatch banking app. The shape of money has changed, and ieDigital is shaping its digital future with smarter solutions for financial services. For more information, visit the company's website at www.iedigital.com.
iGTB
iGTB creates financial technologies that help banks lead businesses on the path to growth and success. The company's solutions help move the banking world forward—because that's what happens when the world knows it has financial institutions it can rely on. iGTB is committed to taking banking into the future, anticipating and solving the needs of tomorrow's businesses. The company's Contextual Banking Experience (CBX) platform is the world's first complete global transaction banking platform. With a rich suite of transaction banking products, iGTB is an authority on vertical and integrated products that enable banks to meet their ambition to be the principal banker for their corporate customers. For more information, visit the company's website at www.igtb.com.
ING
ING (NYSE: ING) is a global financial institution with a strong European base, offering banking services through its operating company ING Bank. The purpose of ING Bank is empowering people to stay a step ahead in life and in business. ING Bank's more than 52,000 employees offer retail and wholesale banking services to customers in more than 40 countries. ING Bank's Invoice Financing solves the challenge of irregular liquidity gaps for entrepreneurs and SMEs using a quick and self-explanatory online platform. ING Group shares are listed on the exchanges of Amsterdam (INGA AS, INGA.AS), Brussels and on the New York Stock Exchange (ADRs: ING US, ING.N). For more information, visit the company's website at en.ingbank.pl.
Interactions
Interactions provides intelligent virtual assistants that seamlessly combine artificial intelligence and human understanding to enable businesses and consumers to engage in productive conversations. With flexible products and solutions designed to meet the growing demand for unified, omnichannel customer care, Interactions is delivering significant cost savings and unprecedented customer experiences for some of the largest brands in the world. Interactions is focused on helping leading brands have millions of productive conversations with their busy customers every day, regardless of whether they're talking, tapping, typing or swiping. Along the way, the company is helping create happier, more loyal customers and saving businesses millions of dollars. Interactions was founded in 2004 and is headquartered in Franklin, Massachusetts, with additional offices worldwide. For more information, visit the company's website at www.interactions.com.
ITSCREDIT
ITSCREDIT is a software company specializing in credit solutions and their implementation. The company's credit product suite integrates several credit products to enable complete control of the credit process, and ITSCREDIT's omnichannel platform is used online and in physical channels and encompasses the entire bank credit lifecycle. The company provides a short implementation time and reduced time-to-market to deploy new credit products and integrate other solutions. Through the innovative features and processes offered by its products, ITSCREDIT helps its clients get ahead of their competitors. For more information, visit the company's website at www.itscredit.com/en/.
James
James is a one-stop shop for credit risk management, enabling clients to easily create, validate, deploy and monitor regulation-ready, high-performing predictive models. While working on several data science projects, the founders of James began to detect a worrisome pattern in the financial services industry: It has become harder and harder for industry players to keep their risk management expertise both in-house and up-to-date. Believing credit to be a powerful financial mechanism that can have a big impact on people's lives, the company's founders wanted to ensure it is well-managed. With that in mind, they built James to make sure risk teams have continuous access to state-of-the-art data science techniques and up-to-date validation and monitoring requirements without the necessity of setting up complex software solutions. Companies using James have been able to increase their acceptance rates by 10 percent and decrease their default rates by 30 percent. For more information, visit the company's website at www.james.finance.
Launchfire
Launchfire is a digital engagement shop that builds gamified promotions and training programs. On the promotions side, Launchfire's digital marketing products include sweepstakes; instant win; collection games; advergames; user-generated contests, reviews and testimonials; social engagement solutions; shopper marketing; point-of-sale solutions; loyalty platforms; achievements and trophies; and single sign on. Launchfire's gamified and game-based e-learning training products include employee reward programs, simulations, scenario-based learning, game modules, mobile, contests, enterprise social networks and more. The company has built game-based training programs for Fortune 500 brands and government departments and has created the world's best personal learning environment. For more information, visit the company's website at www.launchfire.com.
Lendindex
Lendindex is a financial technology company that provides innovative lending and credit scoring solutions for small businesses and investors. The company specializes in giving clients control over their business profiles and credit. Lendindex's tools and insights help companies build their business credit, understand how to improve it, protect it, and use it to grow their business. For more information, visit the company's website at www.lendindex.com.
LoanScorecard
LoanScorecard is a provider of automated underwriting and loan pricing solutions designed to meet today's regulatory challenges and capitalize on current market opportunities. The company's Portfolio Underwriter product streamlines non-agency mortgage underwriting, eliminating manual processing and ensuring loans are approved and documented to satisfy fair lending compliance. Its Portfolio Producer product publishes wholesaler and investor products and pricing to originators, providing TPOs with a real-time, interactive tool to price and submit qualified, non-agency loans with confidence. As the industry's first QM engine, LoanScorecard also helps institutions address CFPB regulations, rendering more than 4 million QM Findings reports to date. For more information, visit the company's website at www.loanscorecard.com.
loMsy
loMsy leverages technology to empower people with low or no credit scores, giving them access to credit with personal loans and financial education. loMsy looks beyond scores to promote financial inclusion in underserved communities. The company assesses a client's solvency and then helps them improve their financial health and credit history with customized plans. loMsy's services are currently available exclusively in Texas, but the company will soon expand its credit solutions to other states. For more information, visit the company's website at www.lomsy.me.
Meniga
Meniga is transforming the way banks and advertisers use transaction data, helping financial institutions worldwide utilize their data to personalize digital channels and drive customer engagement and offering great products that help people become smarter consumers. With its current implementations worldwide, the company is already serving more than 65 million digital banking users. Meniga is led by a team of coders, designers, salespeople and data scientists who get excited about shaping the future of financial technology. The company works with complicated solutions that operate across channels, are modular and customizable for every client. For more information, visit the company's website at www.meniga.com.
Modelshop
Modelshop is a platform that allows organizations to take the ad-hoc financial analysis and analytics currently done in tools like Excel, R and Python and transform them into online, real-time analytic applications that power the enterprise. Modelshop has helped companies automate credit pricing algorithms, optimize asset portfolios, accelerate regulatory compliance and monitor trade events. By automating their analytic processes, Modelshop's customers have been able to increase collaboration, reduce model deployment cycle times and increase visibility for regulators. For more information, visit the company's website at www.modelshop.com.
MuniRisk, LLC
MuniRisk, LLC delivers market intelligence and technology solutions for the financial services industry. It is the parent company of MuniRisk, a municipal credit research application that is the first and only municipal credit research platform to deliver complete market coverage. The application reinvents fundamental credit and relative trade analysis by bringing full transparency to the municipal market. By delivering actionable market intelligence to users, the application eliminates data challenges. Portfolio managers, credit analysts, traders and more can now bypass data entry and focus instead on the actual credit risk monitoring and deep-dive research needed to bring transparency to the market. MuniRisk is headquartered in New York City. For more information, visit the company's website at www.munirisk.com.
Namaste Credit
Namaste Credit is India's first online marketplace for business, home and mortgage loans. The company helps SMEs and individuals easily secure loans from one of its lender partners, enabling customers to apply to multiple banks, NBFCs and lenders with a single online application and get multiple offers for their loans. Namaste Credit helps match clients' funding needs with lenders, enabling them to secure loans without hassle. The company has more than 20 years of experience providing expert financial advice to both businesses and individuals. From day one, Namaste Credit's aim has been to expand the reach of financial services and change the way loan requirements are addressed in emerging markets. For more information, visit the company's website at www.namastecredit.com.
NestReady
NestReady is a real estate technology company with more than six years of experience building innovative tools to empower the next generation of homebuyers to enter the real estate market. NestReady believes homebuying should be a seamless, convenient and empowering experience, which is why the company built a platform that goes beyond just showing homes for sale; it covers all aspects of the homebuying journey and provides support for buyers every step of the way. By partnering with the world's leading financial institutions and integrating a comprehensive homebuying dashboard onto the NestReady website, the company ensures that its platform will reach those who need it most — people already researching their mortgage options — while also providing its partner's clients with an unbeatable user experience. For more information, visit the company's website at www.nestready.co.
Ninth Wave
Ninth Wave bridges the gap between financial data and the real world by breaking down data barriers. Seamlessly working across checking and savings accounts, bill pay and 401(k) plans, large financial institutions and fintech startups around the globe, Ninth Wave is dramatically minimizing the complexity of linking today's financial data decisions through a hyper-connected universal financial data standard. The company offers data monetization in real time, at scale, at last. For more information, visit the company's website at www.ninth-wave.com.
Nordigen
Nordigen is building the credit bureau of the future by empowering banks and alternative lenders to use bank account data in making credit decisions. The company works in 12+ countries and offers transaction-based analytics solutions for income verification, affordability checks and identifying risk-critical behaviors for credit scoring. Nordigen's solutions are chiefly utilized by banks and lenders and enable them to verify income, verify active liabilities, build credit reports and build scoring models. Data preparation can be the most time-consuming part of building any transaction-based decision rules or scoring models. To help analytics teams move faster, Nordigen's solutions take care of the messy part: categorization and feature engineering. For more information, visit the company's website at www.nordigen.com.
Ocrolus
Ocrolus is a technology company that automates data verification and analysis for bank statements and other financial documents. The company's products, PerfectAudit and Medicaid-Genius, analyze e-statements, scans and cell phone images of documents from every financial institution with more than 99-percent accuracy. By replacing tedious, imperfect human audits with sharp, AI-driven analyses, Ocrolus modernizes financial review processes in lending and a variety of other industries. Ocrolus believes companies work best when professionals focus on cerebral work and machines take care of the rest. Ocrolus empowers customers to increase efficiency, scale freely and concentrate on their core business. For more information, visit the company's website at www.ocrolus.com.
Onfido
Onfido builds trust in an online world by helping businesses digitally verify people's identities. Using machine learning technology, Onfido validates a user's identity document and compares it with the person's facial biometrics. The identity can then be cross-referenced against international credit and watchlist databases. Onfido was founded by three entrepreneurs from Oxford University and has received more than $60 million in funding from investors, including Microsoft Ventures, Salesforce Ventures and Crunchfund. The company carries out checks in 192 countries for global customers including ZipCar, Couchsurfing, Revolut and Square. For more information, visit the company's website at www.onfido.com/gb.
Open Bank Project
The Open Bank Project is the leading open source API and app store for banks, empowering financial institutions to securely and rapidly enhance their digital offerings using an ecosystem of third-party applications and services. Open Bank Project's open source API technology and surrounding ecosystem of tools – together with a vibrant fintech developer community – helps banks rapidly engage with the next generation of innovators safely and securely. The Open Bank Project exposes transaction data in a simple and consistent structure by abstracting away the peculiarities of each banking system. This is achieved by "connectors" that interface between the OBP API and each core banking system. This enables application developers to write an app once and use it for many banks. Open Bank Project is led by TESOBE in Berlin, Germany. For more information, visit the company's website at www.openbankproject.com.
Orion Business Innovation
Orion Business Innovation is a global technology services provider that has been enabling customers to capitalize on technology in their businesses for more than 25 years. Orion has successfully delivered solutions across data, analytics, enterprise collaboration, risk & compliance, knowledge management and cloud, facilitating customers' journeys from "data to decision making." Orion focuses on engineering data-driven business processes using digital technologies (data, analytics and the cloud) that allow customers to enhance productivity in their business processes by making them operate faster, better and cheaper. Orion's global collaborative workforce combines talent and passion for customer satisfaction, which has resulted in transformative solutions for customers. For more information, visit the company's website at www.orioninc.com.
Paper
Paper establishes relationships with payment processors and banks to simplify the data reconciliation process and guarantee the security of customer payments. The company's easy-to-use invoicing, accounting and inventory software enables business owners to browse their bills and sales, receive payments with a credit card, and see their complete business report. Paper offers topnotch invoicing and accounting apps so entrepreneurs can stay constantly connected to their businesses. Paper's solutions allow business owners to send bills more quickly to their customers and easily create and send invoices. The company's invoicing software is simple, doesn't need to be installed and is easy to use from anywhere. For more information, visit the company's website at www.paper.id.
Payjo
Payjo is an AI-powered banking platform that builds smart, conversational banking assistants. The company's voice and text AI agents enable each conversation between a bank and its customers to be highly personalized, natural and intelligent. The founding team brings over 25 years of expertise in the financial services domain and have demonstrated stability and success in running operations from global IT destinations. Payjo has served over 350 marquee customers across 20 countries and has generated $50 million in revenue and $2 billion in transactions. For more information, visit the company's website at www.payjo.co.
Prisma Campaigns
Prisma Campaigns is smart omni-channel marketing campaigns solution for financial services. The company helps financial institutions orchestrate their marketing campaigns more efficiently and convert more prospects to buyers. Prisma Campaigns' NextBestAction engine helps to identify the right message with the highest conversion probability for every channel. The company orchestrates the campaigns in a coherent way over all the available channels and interaction points, providing a consistent and personal experience to the client. For more information, visit the company's website at www.prismacampaigns.com.
Relay
Relay's CX Builder leverages the automated creation and delivery of proactive, prescribed digital solutions to solve crucial moments in the customer lifecycle for digital and CX focused leaders in banking and financial services. Relay provides a lightweight mobile communication platform to bring app-like experiences to customers without any downloads. User can design and deliver personalized mobile web experiences in minutes with easy drag and drop tools. For more information, visit the company's website at www.relaynetwork.com.
RightCapital
RightCapital's financial planning API linked to its financial planning software allows financial advisory firms to provide planning advice for prospects and clients throughout their relationship. RightCapital consistently improves its product by listening to its financial professional customers and incorporating their feedback into the product. RightCapital has been consistently releasing new product enhancements on a bi-weekly basis. The company's agile development approach as well as continuous integration and continued deployments are the infrastructure backbones that support fast iteration – 23 product releases, 200+ product enhancements, eight major integrations, all in nine months. For more information, visit the company's website at www.rightcapital.com.
Round Pegs
Round Pegs is a global online platform for digital transformation through the startup way. The company enables companies and entrepreneurs to build their own startups, providing them tools for validation, co-creation and growth. Round Pegs has generated more than US$45 million valuation in digital initiatives for its clients worldwide. For more information, visit the company's website at www.roundpegsinc.com.
SaleMove
SaleMove provides enterprise solutions for delivering a high-touch, in-person customer experience online. SaleMove enables companies to have meaningful conversations with their customers. With almost all business increasingly moving online, management aims to bring the positive qualities of face-to-face business interactions online as well. The company's award-winning technology has allowed companies to provide a more personalized, higher-touch customer experience that has shown improved results across sales and support. For more information, visit the company's website at www.salemove.com.
Saylent
Saylent empowers financial institutions to proactively and confidently meet the individualized needs of each customer. The company's analytical process creates a roadmap that puts banks ahead of their customers with the products and services they welcome. Saylent determines the ideal target audiences, crafts customized marketing campaigns, and puts them in action with its fully automated, multi-channel outreach. For more information, visit the company's website at www.saylent.com.
SecuredTouch
SecuredTouch is focused on transforming human interaction with connected devices to digital identity solutions. The company's technology makes the human-device experience seamless and secure, removing the need for passwords, user IDs and other hassles. Among its solutions, SecuredTouch offers seamless authentication and fraud detection platform for mobile apps and websites based on behavioral biometrics. For more information, visit the company's website at www.securedtouch.com.
Sezzle
Sezzle endeavors to increase consumers' purchasing power in a financially responsible way. For merchants, Sezzle increases sales and order values by enabling customers to buy now and pay later with interest-free installment plans. The technology converts customers that would have abandoned checkout and drives traffic to the participating merchant's store from Sezzle's online store directory and social media channels. Sezzle settles with merchants upfront, quickly and automatically. No complicated processes or lengthy wait times. Sezzle assumes all repayment risk on every transaction. For more information, visit the company's website at www.sezzle.com.
Simpler Trading
Founded in 2010, Simpler Trading provides expert guidance and coaching to over 350,000 customers across the USA and globally. Simpler Trading's veteran team combines over 200 years of market experience and provides in-depth knowledge and actionable, real-time ideas for trading across stocks and equity options as well as Futures and Forex. Using state of the art technology, Simpler Trading delivers daily training to thousands of users via webinars, one-on-one coaching, live trading, interactive chat rooms and mobile solutions. Headquartered in Austin, Texas, the company employs over 30 staff and was rated #21 fastest growing company by Inc in 2014. For more information, visit the company's website at www.simplertrading.com.
Sitehands
Sitehands leverages innovative technology to set the new standard for IT field services delivery, striving to provide better outcomes for companies around the globe and more opportunity for the local Sitehands providers around them. The company's goal is to use its multi-sided marketplace platform, elite technicians and grit and determination to impact and inspire economic growth in the local communities it serves. For more information, visit the company's website at www.sitehands.com.
Spreedly
Spreedly is an established startup headquartered in Durham, NC. It helps thousands of merchants connect to hundreds of API endpoints to transact millions of dollars each day. The company concentrates solely on payments software to create new opportunities for merchants, platforms and payment providers to collaborate. For more information, visit the company's website at www.spreedly.com.
Stealth Security
Stealth Security applies real-time network analysis, machine learning, threat intelligence and behavioral analytics to accurately detect and mitigate bot attacks without affecting legitimate user traffic. Unlike first-generation web application security products, the Stealth Security platform can be deployed modularly as part of an existing security stack. Protecting over 100 million accounts at Fortune 100 companies today, Stealth Security is headquartered in Silicon Valley and backed by Shasta Ventures, along with a host of other prominent investors. For more information, visit the company's website at www.stealthsec.com.
Systelos
Systelos is a platform that automates and improves how wealth is managed to free advisors and clients to do what they love. The discovery and collaboration platform includes tools that enable advisors to take control of team workflows and create the "family office" experience. The adaptive dashboards increase the visibility of value created, gives clients real-time information and results, and improves decision making and accountability. For more information, visit the company's website at www.mysystelos.com.
Tala
Tala's AI-driven, agent-less solution protects PC and Mobile Users against XSS, cryptojacking, click-jacking, ad injection, web injection and other malicious attacks. The company was founded and is led by security industry veterans with over 100 years of combined experience across industry and academia. Tala's management team has successfully built startups, launched products and have several dozen patents to its credit. For more information, visit the company's website at www.talasecurity.io.
Tinkoff
Tinkoff is an online provider of retail financial services with over 7 million customers across Russia. Leveraging its high-tech proprietary online platform, Tinkoff has no branches and acquires and services its customers via online channels and its call center. The bank was founded in 2006 by a Russian entrepreneur Oleg Tinkov. The bank's product range includes daily banking (credit and debit cards, payments, money transfers), savings, investments, loyalty programmes, travel services, SME services, mortgage platform, and insurance. With its special focus on mobile business, the bank offers mobile applications both for its customer base (Mobile Bank) and beyond it (Traffic Fines, MoneyTalk, Card 2 Card instant money transfers). For more information, visit the company's website at www.tinkoff.ru/eng.
Tolerisk
Tolerisk® is an analytical risk tolerance assessment tool used by all types of financial professionals to help their clients figure out how much risk to take in their investment portfolio as well as the probability that they'll outlive their money. Tolerisk® quantifies an investor's ability to take investment risk by analyzing anticipated cash-flows in and out of their portfolio over time. Their ability is then combined with a quantified willingness (personality) for risk in a scientific manner. The result is a range of numerical stocks/bonds benchmarks that are clear, measurable, and actionable. For more information, visit the company's website at www.tolerisk.com.
unblu
unblu helps the world's leading banks to increase revenue and reduce costs by delivering an in-person experience online that helps them provide a better user experience to their prospects and customers. Built for highly regulated banking and financial industries, unblu securely integrates into your website or mobile app to provide secure cloud or on-premise deployment; works in harmony with existing infrastructure; is fully secure and compliant; and requires no downloads for the client or their customer. For more information, visit the company's website at www.unblu.com.
Vaultz
Vaultz's SMRTSVR is a personal tax savings solution for the independent worker. The digital solution enables 1099 workers to safely and securely connect their banking account and tax information; set up savings specifically for taxes; track earnings, savings and payments to accurately estimate how much to save for taxes; maintain control of money and accounts; and make quarterly tax payments to the IRS with the click of a button. For more information, visit the company's website at www.vaultz.io.
Vymo
Named Cool Vendor in CRM Sales 2018 by Gartner, Vymo offers the world's first intelligent, smart & proactive enterprise assistant to provide sales mobility solutions for enterprises in the banking, insurance and pharma industries. The company offers the ability to improve field sales productivity with lead management and customer onboarding; relationship management; partner management; and service management. For more information, visit the company's website at www.getvymo.com.
