FinovateSpring 2019

May 7-10, 2019

San Francisco, California

FinovateSpring 2019 is your chance to experience cutting-edge fintech demos, real world applications provided by business leaders, and a roster of high impact innovators passionate for change. Scheduled to take place May 7-10, 2019, at Hilton San Francisco Union Square in San Francisco, California, this annual event will feature demos from more than 60 companies and an extensive lineup of exciting speakers. Learn more about FinovateSpring 2019

Agent Find

Agent Find is the fastest-growing realty referral network in the nation and an end-to-end solution to enhance borrower retention. Empowering lenders with the tools to compete in the overcrowded lending space, Agent Find gives borrowers access to the best agents and technology available. Agent Find pairs homebuyers with agents within a nationwide network and is partnered with some of the best lenders in the United States. For more information, visit the company's website at www.agentfind.com.

Agent IQ

Agent IQ aims to make digital banking personal again. The company believes augmenting the human banker is a superior approach to replacing the human banker—contrary to what decades of focus on automation and self-service have fostered. What financial institutions do better than anybody is help consumers optimize their finances and achieve their financial goals, and Agent IQ is enabling bankers to deliver on their passion by allowing personal relationships to flourish once again. Through Augmented Intelligence, Agent IQ offers pragmatic application of cutting-edge artificial intelligence and machine learning—providing the promise of unprecedented scale while keeping the focus on human empathy, creativity and personality. For more information, visit the company's website at agentiq.com.

Agora Services

Agora Services is a fintech enabler for banks engaged in bringing innovation to American banks and their customers. Agora helps community, credit unions and more than 8,000 regional banks ramp up their digital experiences without replacing their core banking systems. Agora's fintech platform was built using innovative technologies on an entirely cloud-based architecture, and the company co-creates and provides tech tools so banks can implement state-of-the-art fintech products and features while accelerating their digital journey. For more information, visit the company's website at www.agoraservices.us.

ALTR

ALTR is the first software company to unleash the cybersecurity benefits of blockchain for the enterprise, offering patented blockchain and smart driver technologies that enable a simpler, more powerful and more scalable data security model. The company's platform, based on proprietary ALTRchain technology, restores digital trust to organizations by fundamentally changing the way valuable data is monitored, accessed and stored. ALTR holds 17 issued patents and has dozens more pending. For more information, visit the company's website at www.altr.com.

Anvil

Anvil converts piles of paperwork into one simple web form, eliminating data entry and follow-up and providing a simple and beautiful web experience while allowing users to keep their existing workflows. For both those who have to fill out paperwork and those who have to process it, the inefficiencies and time lost are frustrating in an otherwise largely digital business world. Anvil is building a better way that thinks beyond the PDF and integrates effortlessly with the software clients are already using. The company is backed by some of the most reputable venture capital firms and angel investors in Silicon Valley. For more information, visit the company's website at www.useanvil.com.

Arkose Labs

Arkose Labs, winner of the 2019 MRC Technology Award, is engaged in solving multimillion-dollar fraud problems for the world's most targeted businesses with zero impact to user conversion. The company's patent-pending technology removes the economic window necessary to commercialize fraud through single request, brute force, sweatshop, and machine vision attacks. Arkose Labs stop frauds with the only solution that is rooted in prevention, not mitigation. For more information, visit the company's website at www.arkoselabs.com.

Biometric Signature ID

Biometric Signature ID is an award-winning developer of biometric ID verification software solutions using multi-factor authentication (MFA). The company's innovative identity solution, BioSig-ID, authenticates individuals with a unique finger- or mouse-drawn password that imposters cannot replicate. Unlike other biometrics, like fingerprints, BioSig-ID gesture biometrics do not require any special hardware. Biometric Signature ID has been awarded two patents from the U.S. Patent and Trademark Office for its revolutionary innovation. The company has developed additional security products built on BioSig-ID technology: BioTect-ID to secure devices; BioProof-ID to verify real-world identity; BioSafe-ID to secure online transactions; and BioName-ID, which authenticates online signatures. For more information, visit the company's website at biosig-id.com.

BlueRush (TSX-V: BTV)

BlueRush (TSX-V: BTV) develops and markets IndiVideo, a disruptive interactive personalized video platform that drives ROI by creating compelling digital experiences throughout the customer journey, from increased conversions to more engaging statements and customer care. IndiVideo enables BlueRush clients to capture customer interactions with each personalized video, creating new and compelling data-driven customer insights. BlueRush has a particular focus on the financial services industry in areas such as mortgage, loan and credit card origination, as well as supporting pension fund and insurance use cases. IndiVideo can also be integrated with DigitalReach, BlueRush's SaaS-based content engagement platform, which is designed to deliver improved sales conversion metrics for more than 75,000 financial advisors at leading financial institutions. For more information, visit the company's website at www.bluerush.com.

BlytzPay

BlytzPay is an easy-to-use SMS pay solution that makes everything—from routine billing to customer service and even marketing—simple, streamlined and secure. Say goodbye to paper statements, app downloads and long phone wait times. BlytzPay is here to level the "paying" field! By combining world-class customer service and innovative technology, the company helps each merchant and customer feel respected, connected and valued by empowering them with the latest mobile technology. For more information, visit the company's website at www.blytzpay.com.

BreachRx

BreachRx builds solutions that allow organizations to quickly respond to breach events. The company recognizes that breaches are no longer handled solely by IT and has developed solutions that allow the entire enterprise to collaborate and respond quickly in the aftermath of a breach event. BreachRx's mission is to transform the breach and incident response process from a crisis situation to a routine business process. For more information, visit the company's website at www.breachrx.com.

CalcXML

CalcXML has been providing financial tools since 1993. All of the company's financial calculators have been designed following "responsive web design" principles, adapting to the size of the screen on which they are displayed—from the smallest cellphone to the largest desktop monitor. The company's products include consumer-facing calculators for websites, back-office calculators for financial professionals, customized calculators built to a client's specifications, comprehensive online analytical and presentation tools, and FInancial STability (FIST) tools that allow financial institutions to help leads and clients gain quick insight into their current financial situations. For more information, visit the company's website at www.calcxml.com.

Capsilon

Capsilon builds intelligent tools that transform the way mortgage lenders, investors and servicers work. The company's mission is to transform the entire mortgage experience with technology solutions that create significant efficiencies and enable better decision making at every step. Capsilon's 450+ employees are obsessively focused on building an intelligent work experience for mortgage companies, and Capsilon has a 15-year track record of delivering enterprise technology solutions that transform the way mortgage companies work. For more information, visit the company's website at capsilon.com.

Cinchy

Cinchy is the missing foundation that lets data work the way it really should. Collaboration is taking over the enterprise. Documents, calendars, messaging, email—everyone's collaborating in new and more streamlined ways. Except when it comes to data. Instead of evolving like everything else, data has stagnated. It remains fundamentally unchanged since the relational database was created in 1979. Your data is still tied to the applications that create it, rather than being truly under your control. That's not the way data should work. Cinchy simplifies your business by enabling data collaboration across teams, converging data and applications into a single experience in which data works the way it should. For more information, visit the company's website at www.cinchy.co.

ClickSWITCH

ClickSWITCH is a turnkey solution that simplifies the switch of direct deposits and recurring payments for a financial institution's new and existing account holders. The company offers a unique account holder acquisition technology for financial institutions that simplifies the process of bringing new account holders onboard by quickly, safely and efficiently switching their recurring payments from their old accounts to new ones. Based in Minneapolis, Minnesota, the company provides industry-leading solutions to help clients increase account holder acquisition and activation rates, engage during onboarding, and cross-sell products to capture full profit potential. ClickSWITCH is a technology leader delivering world-class solutions to financial institutions of all sizes. For more information, visit the company's website at ClickSWITCH.com.

CollegeBacker

CollegeBacker aims to democratize access to the best tools and information available to enable financial preparation for college, bringing families together in the process. Through CollegeBacker, parents can invite family members and friends to follow a child's progress and contribute to the child's CollegeBacker account. Instead of a checking or savings account that won't keep up with inflation, CollegeBacker helps parents open a 529 College Savings Plan, enabling them to invest their savings and have the earnings grow tax free. CollegeBacker also helps parents select a low-cost investment portfolio that automatically becomes more conservative as their child nears college age. They can withdraw the money tax-free to pay for tuition, room and board, books and even computers. For more information, visit the company's website at collegebacker.com.

Cone

Cone is a single universal API to connect apps to any blockchain, exchange or smart contract. Customers can build powerful applications securely and easily using Cone's API. The company's platform API enables the building of next-generation "Blockchain Aware Applications" (BaApps); offers accurate, reliable and standardized cryptocurrency trade and order book data across 100+ exchanges; and provides an open algorithm marketplace for actionable insights on trading markets and blockchain networks. For more information, visit the company's website at Cone.io.

CryptoNumerics

CryptoNumerics offers privacy-protection software that enables financial service and healthcare organizations to create privacy-protected datasets that satisfy privacy requirements while preserving analytical value using differential privacy and AI. CryptoNumerics enables clients to create privacy-protected datasets with quantifiable privacy risk and to build statistical and machine-learning models that protect people's privacy. HIPAA, GDPR and Data Residency requirements restrict the ability to conduct data science. CryptoNumerics removes these restrictions. For more information, visit the company's website at cryptonumerics.com.

DataDock Solutions

DataDock Solutions offers analytics software that combats the prevalent anecdotal approach to where and how trades are directed for buy- and sell-side decisionmakers through proprietary simulations, advanced metrics and interactive visuals. The company's team brings 40+ years of derivatives trading and trading management experience across multiple leading brokerage firms coupled with an experienced and accomplished data architecture and technology team. This unique background allows DataDock Solutions to provide solutions that deeply integrate front office and technology. For more information, visit the company's website at www.datadocksolutions.com.

Digital Align

Digital Align is a digital transformation consulting company focused on helping financial institutes build a sustainable, reliable and engaging digital channel to deliver a consistent experience and deepen relationships while increasing service and sales efficiency. The company operates according to its core values and principles and fosters a strong, agile and innovative culture. Digital Align's leaders focus on making real business impact and a long-lasting positive change in organizations, helping them constantly measure their success through analytics and business intelligence. For more information, visit the company's website at digitalalign.com.

doxo

doxo was founded on the simple idea that it should be easy to pay all bills through a simple, secure account. Whether on a mobile device, a tablet or a desktop, paying a bill should be simple and efficient. Companies large and small, spanning all types of industries, can join the doxo network to boost customer interaction, drive mobile engagement, get paid faster and gain more insight into the markets they serve. Doxo is headquartered in Seattle, Washington. The company's investors include Mohr Davidow Ventures, Sigma Partners, and Bezos Expeditions. For more information, visit the company's website at www.doxo.com.

Enigma

Enigma is focused on empowering people to interpret and improve the world around them. The company does this by transforming how data is seen and used in the enterprise. Enigma connects internal and external data to surface insights that inform business decisions, solve problems and unlock new opportunities. From combating money laundering to enhancing drug safety, Enigma's data and technology are changing the way the world uses data. For more information, visit the company's website at enigma.com.

Enova Decisions

Enova Decisions is an analytics and decision management technology company formed in 2016 to enable businesses to automate and optimize operational decisions through machine learning — in real-time and at scale. Enova Decisions is part of Enova International, Inc. (NYSE: ENVA), a Chicago-based multinational financial services provider that has applied predictive and prescriptive analytics to multiple areas, including fraud detection, credit risk management and customer retention, to extend over $20 billion in credit online to over 5 million customers. Enova Decisions leverages the same analytics expertise and decisioning technology that has made Enova International successful to help businesses, including financial services, healthcare and telecommunications companies, achieve similar outcomes. For more information, visit the company's website at www.enovadecisions.com.

EVERFI

EVERFI is the leading provider of enterprise technology, powering prevention education, data analytics and research for more than 1,350 higher education institutions. Serving more than 5 million learners annually, EVERFI helps its college and university partners create safer, healthier and more inclusive campus communities. Through online prevention education and compliance training, policy and program guidance, professional development, data insights and performance benchmarking, EVERFI delivers solutions that make colleges and universities great places to live, learn and work. EVERFI is the pioneer in tackling society's most important intractable issues through the power of education and is the convener of thought leadership consortiums, including the Campus Prevention Network, Digital Wellness Network, Financial Capability Network and the Prescription Drug Safety Network. For more information, visit the company's website at everfi.com.

Everplans

Everplans offers a complete set of everything a person wants their loved ones to have access to if something should happen to them. The company makes it easy with a step-by-step process that starts with the most important things first. When a customer is finished, they have a complete "Everplan" that includes their will, their life insurance policy, their advance directive, their online accounts, and even letters to their family. Information is stored securely on the Everplans platform, and an individual's loved ones are given access to the things the individual chooses. For more information, visit the company's website at www.everplans.com.

Exela Technologies (NASDAQ: XELA)

Exela Technologies (NASDAQ: XELA) is a location-agnostic global BPA leader combining industry-specific and multi-industry enterprise software and solutions with decades of experience. The company's BPA suite of solutions is deployed in banking, healthcare, insurance and other industries to support mission-critical environments. Exela is a leader in workflow automation, attended and unattended cognitive automation, digital mailrooms, print communications and payment processing, with deployments across the globe. Exela serves over 4,000 customers across more than 50 countries through a secure, cloud-enabled global delivery model. The company's customer list includes 60% of the Fortune 100 along with many of the world's largest retail chains, banks, law firms, healthcare insurance payers and providers, and telecom companies. For more information, visit the company's website at www.exelatech.com.

Extend

Extend is a platform that enables business cardholders to instantly share their credit card with employees and freelancers without ever exposing their card number or losing control over spend. Redefining how credit and cards are issued, distributed and accessed, Extend is a strong proponent of the digital payment economy and believes new capabilities are best delivered in partnership with card networks and banks. The company's platform is initially designed for business cardholders to share their credit card with employees and freelancers. Extend empowers employees and freelancers to make the small business and travel purchases they need to get their job done. For more information, visit the company's website at www.paywithextend.com.

Faraday

Faraday is an artificial intelligence (AI) company that optimizes consumer outreach and engagement strategies with machine learning and data science. The Faraday platform includes all the ingredients needed to deploy a powerful AI strategy in weeks. Pre-built integrations, consumer data, algorithms, and visualizations are all built in and supported by Faraday's Ph.D.-level data science team. Faraday is dedicated to helping B2C companies get started and get ahead with revenue-building AI. By focusing squarely on the consumer journey, the company puts AI-powered insights and predictions to work where they have immediate and significant impacts on revenue. For more information, visit the company's website at www.faraday.io.

Finhaven

Finhaven is building a full-stack capital markets infrastructure, offering one platform for efficient and secure issuance, trading and recording of digital securities. Applying cryptographic technology to traditionally fragmented and inefficient capital markets, the Finhaven Platform provides innovations benefiting both global issuers and investors in its marketplace. The company enables customers to efficiently raise capital with Finhaven so they can focus on growth, invest confidently in a secure and global marketplace, and participate in cryptographically verified trading on the Finhaven platform. For more information, visit the company's website at www.finhaven.com.

Flybits

Flybits empowers enterprises to connect with their customers more meaningfully through micro-personalized experiences powered by contextual data. Flybits unifies disparate sources of relevant public and proprietary data without technical hassle, enabling Fortune 500 organizations to build sophisticated and evolving customer engagement programs with ease. Through the leveraging of unique and patent-protected AI and machine learning capabilities, experiences created through Flybits become increasingly effective in delivering success. From driving product awareness to offering virtual concierge-style services, enterprises across the globe are using Flybits to add significant value to the lives of their customers and to prepare themselves for the new data economy. For more information, visit the company's website at flybits.com.

Fortress Identity

Fortress Identity is an intelligent biometrics platform that replaces passwords with secure multimodal and multi-factor identification, using an individual's unique human biometrics for secure identity authentication. Through the power of artificial intelligence, Fortress Identity allows users to turn mobile, web and server applications into biometric fortresses. Users can easily incorporate biometric authentication to secure iOS and Android applications, Microsoft Active Directory environments and Citrix applications. The company's mission is to strengthen trust between organizations, their employees and customers. For more information, visit the company's website at fortress-identity.com.

Glia

Glia (formerly SaleMove) is a next-generation digital communications platform that enables companies to connect with their customers using messaging, video, CoBrowsing and AI. Glia's advanced platform lets businesses communicate with consumers as they wish. The result: more paying customers. With CoBrowsing and video chat, agents guide customers in the right direction and eliminate the sticky points that kill sales. Glia helps companies with high-value sales and support experiences deliver the necessary choice, continuity and speed to keep and grow their customer base. For more information, visit the company's website at www.glia.com.

Horizn

Horizn has been delivering real transformational change and tangible digital adoption since 2012 and is trusted by some of the world's leading financial institutions. Every time a company launches a new innovation, product or feature, Horizn ensures the second it goes to market, that company's employees and customers are digitally fluent. Horizn is a rapidly growing fintech company located in Toronto's financial district and operates globally, helping companies in over 50 countries and in 15 languages. Horizn's clients are global, and the company's solution is enterprise scalable. Horizn's employees are diverse, collectively speaking 20 different languages and coming from more than 15 different countries. For more information, visit the company's website at horizn.com.

ID R&D

ID R&D is an award-winning provider of multi-modal biometric security solutions based in New York, New York. With more than 25 years of experience in biometrics, the company's management and development teams apply the latest scientific breakthroughs to significantly enhance authentication experiences. ID R&D combines a science-driven, seamless authentication experience with the capabilities of a leading research and development team. ID R&D's focus is on behavioral biometrics, voice biometrics, anti-spoofing capabilities, keystroke dynamics and biometric fusion. For more information, visit the company's website at www.idrnd.net.

Illuma Labs

Illuma Labs is a cutting-edge technology company focused on software R&D and product development for intelligent systems. The company's core voice authentication technology, Illuma Access, is the outcome of multiple highly competitive Small Business Innovation Research contracts with the U.S. Department of Homeland Security Science and Technology Directorate, and is targeted at enhancing efficiency and security in call center applications. Illuma Labs is a Deutsche Telekom Solution Partner working with hub:raum, the incubator of Deutsche Telekom. The company's proprietary technology has multiple patents pending. For more information, visit the company's website at www.illuma-labs.com.

Invest Sou Sou

Invest Sou Sou operates with a mission to help people save, build strong credit and meet their financial goals and to also help banks cultivate low-cost deposits, high-quality loans and customer loyalty in a secure and cost-efficient way. Sou Sou is a social banking account that uses social networking, peer accountability and lending circles to help people save, build strong credit and invest with people they trust at their local bank. The company's team has more than 20 years of financial technology experience. For more information, visit the company's website at investsousou.com.

Launchfire

Launchfire is a leader in game-based employee and customer engagement for financial institutions. The company's award-winning Lemonade platform combines game tactics with microlearning, AI and surgical analytics to educate employees and promote long-term behavior changes. Lemonade solves the lagging customer adoption rates of digital banking products for financial institutions using game-based learning, product simulations and role-play scenarios. For more information, visit the company's website at launchfire.com/lemonade.

Lleida.net

Lleida.net (BME: LLN; EPA: ALLLN) was created in 1995 to offer internet access. Ten years later, in 2005, the company underwent an important transformation and obtained the authorization of the Comisión del Mercado de las Telecomunicaciones (Commission of the Telecommunications Market) to offer services as a telecom operator. That is how the company became a pioneer in providing services as an SMS operator. Closely monitoring its clients' needs, Lleida.net continued to innovate and developed the concept of registered electronic communications, making SMS and email messages legally binding documents. The company has also developed a series of complementary services to give its clients' communications an extra added value. For more information, visit the company's website at www.lleida.net/en.

MSTS

MSTS is a credit as a service (CaaS) provider backed by 40 years of experience. The company is solving the friction found in business commerce for B2B companies. From 1978 to today, MSTS has innovated every step of the way with internal accelerators, technology investments and a desire to help businesses reach their full potential. Each year, the company helps its customers enter new markets, expand their footprint and globalize their opportunities. For more information, visit the company's website at www.msts.com/en.

Neener Analytics

Neener Analytics is a leader in computational social science and offers the only social media analytics that deliver specific, individual risk outcomes in a 100% friction-less environment. The company is using today's technology to decision people the way people used to be decisioned: based on the content of their character, their individual risk traits, and who they are fundamentally as unique human beings. Neener Analytics gives its clients the power to fundamentally "know" their applicant, registrant or customer in just one click, helping lower defaults, increase conversions, expand markets and dramatically increase revenue. For more information, visit the company's website at www.neeneranalytics.com.

OnPointe Risk Analyzer

OnPointe Risk Analyzer helps financial advisors and broker dealers manage investor and investment risks with cutting-edge risk analysis tools and reports. The company's powerful tools help generate leads and collect prospect information. The OnPointe Dashboard allows users to visually track their progress. With just a couple of clicks, users can begin generating leads from multiple sources including websites, email and even social media. Prospect and client details are easily accessible and can be continuously built upon to create a holistic client profile. This allows users to more easily offer specific solutions that build client trust. For more information, visit the company's website at onpointeriskanalyzer.com.

ourLibra

ourLibra is an automated financial advisor for middle-class Americans, offering quality and regular financial advice using direct data feeds coupled with sophisticated algorithms. The company works with over 3,000 banks, thrifts and credit unions, enabling customers to easily link all their accounts. ourLibra uses a set of financial models developed by wealth management and banking professionals to automatically analyze its clients' finances and help them understand what kinds of adjustments can be made to help them save money or cut down on debt. ourLibra believes in maximizing its customers' wealth, and the company works with clients to optimize the way their money is spread across savings, assets and debt. The company calls this "Financial Balance." For more information, visit the company's website at ourlibra.com.

Payclub

Payclub is a new kind of payment experience that allows users to create an infinite number of groups with friends to help manage and budget money together. No more IOUs; no more spreadsheets; and free, the way it should be. Friends, roommates, clubs and organizations will never be the same. The company's mission is to bring the world together through small communities. Payclub was created to foster positive relationships through finances, offering increased convenience, tools to manage money together, and accountability never before available to a group. For more information, visit the company's website at www.payclub.co.

POD

POD is a Los Angeles-based private company engaged in solving the challenge of building a meaningful and engaged network for SMBs. The company loves creating innovative applications for people all over the world and operates on the belief that in-person connections are critically important to successful business and personal endeavors. POD's membership base is 5 million people strong and growing. These members have developed over 55 million connections, and the company's user base is expanding rapidly as more professionals are networking and connecting. For more information, visit the company's website at pod.io.

Redrock Biometrics

Redrock Biometrics is an innovator in biometric solutions and the creator of PalmID, a patented palm-based authentication software development kit and platform. PalmID is the first commercially available solution combining high-performance, secure, contactless and affordable biometrics for virtually any device with a camera and has enrollment portability, allowing users to enroll with PalmID once and be automatically enrolled across all devices with PalmID installed. The company was founded in 2015 and is headquartered in San Francisco, California. For more information, visit the company's website at www.redrockbiometrics.com.

Responsive AI

Responsive AI helps wealth managers work faster and smarter. The company provides enterprise software that empowers advisors, engages clients and augments decision making. Private managers and banks use the company's human-centric AI to grow client wealth and loyalty. Responsive AI's mission is to empower wealth managers to grow client wealth and trust. The company has offices in Vancouver, New York, Toronto and Calgary, and its team is applying data science and user experience design to enable forward-looking institutions and private managers to perform better for clients. For more information, visit the company's website at www.responsive.ai.

RightCapital

RightCapital is a financial planning API created to assist financial advisory firms in providing advice for prospects and clients. The company is managed by a team of professionals that use their extensive experience in product design and technology within the financial services industry to create tools that can be shared by advisors and clients. Within nine months, RightCapital's agile development approach, continuous integration and continued deployments have enabled 23 product releases, 200+ product enhancements and eight major integrations. For more information, visit the company's website at www.rightcapital.com.

SheerID

SheerID provides a comprehensive digital verification platform that enables brands to deliver gated, exclusive offers and experience without friction or fraud. The platform uses authoritative data sources to verify credentials in real-time for a frictionless customer experience that designed to improve conversion and customer loyalty. SheerID operates in 10 segments: student, military, teacher, senior, young adult, first responder, business, employment, identity and custom. For more information, visit the company's website at www.sheerid.com.

SparkPost

SparkPost empowers companies with actionable, real-time data to send relevant email to their customers, which increases engagement and both top and bottom line revenue. For more than a decade, SparkPost has developed the leading technology in the email industry and the first email delivery service truly architected for the cloud. The company's customers send more than 5 trillion messages a year, accounting for more than 37% of the world's business email. For more information, visit the company's website at www.sparkpost.com.

Stake

Stake enables people to support a particular issue, such as climate change, by creating a web platform that allows anyone with a retirement or brokerage account to influence the target company using verified shareholder petitions. Stake is not an investment platform. You aren't buying anything or committing to anything when you support an "Ask." You're simply supporting a particular issue, and letting the target company know that you are a shareowner and you matter. For more information, visit the company's website at www.yourstake.org.

Status Money

Status Money was founded as the world's first platform that enables everyone to anonymously compare their finances with people like them. Through simple comparisons, Status shows every member if they're overspending, not saving enough, or getting unfair interest rates. It uses machine learning algorithms to proactively find opportunities for members to save and earn smarter – helping them live more prosperous lives. For more information, visit the company's website at www.statusmoney.com.

Strands & Mastercard

Strands & Mastercard creates highly customizable digital money management software for top-tier financial institutions worldwide, and empowers people to be smarter with their money. The company's solutions include retail banking, SME banking, open banking and added value. Since 2004, Strands has carried out more than 600 implementations. For more information, visit the company's website at www.finance.strands.com.

Terafina

Terafina was founded in 2014 by industry veterans with strategic and operational management experience in digital banking and technology. Since then, the company has been innovating in the digital and omnichannel account opening space with repeated proven success stories. Terafina addresses account openings while creating a client experience that helps banks and credit unions turn their online and mobile engines into strong conversion tools. For more information, visit the company's website at www.terafina.com.

Trulioo

Trulioo is a global solution solving cross-border compliance pain points with scalable, future-proof technology for banks and fintechs. The thought of existing without any footprint is unfathomable – but for billions of people around the world, it's an everyday reality. For those without traditional ID documentation, digital identity is the first step to gain access to basic financial services and help lift them and their families out of poverty. Trulioo's goal is to help remove barriers that are preventing the world's poor from accessing basic financial services. For more information, visit the company's website at www.trulioo.com.

Trust Science

Trust Science's stated mission is to enable people to get what they deserve. The company has over 25 patents in six countries enabling it to collect, analyze and apply artificial intelligence and machine learning to publicly available information & consent-based mobile data. The results are SIX°SCORE™ and Credit Bureau 2.0™, powerful, robust and dynamic scoring models to accurately assess the trustworthiness of individuals. For more information, visit the company's website at www.trustscience.com.

U.S. Bank

U.S. Bank is the fifth-largest bank in the country, with 74,000 employees and $467 billion in assets as of December 31, 2018. The company's diverse business mix is fundamental in delivering a consistent, predictable and repeatable financial performance year after year. Its core businesses include Consumer & business banking, corporate & commercial banking, payment services and wealth management & investment services. For more information, visit the company's website at www.usbank.com.

UniPAY

UniPAY offers eWallet, a universal payment system that makes easier the financial relationships between seller and customer while offering various extra payment tools for both sides. Whether you are a business owner accepting online payments or simply doing a bit of online shopping, paying for services or sending money, eWallet is a quick, safe and reliable way to do it. You can also use UniPAY service centers to make all kind of payments in cash. At UniPAY service centers in the different regions of Georgia you can receive cash payments, make cash outs and easily withdraw money. For more information, visit the company's website at www.unipay.com.

voca.ai

voca.ai significantly reduces costs of call centers while increasing revenues. The company's virtual agent leads the customer through the initial steps of the purchase funnel. It then coordinates a follow up call with a human agent. Voca is fully compliant with the required regulations, including the GDPR compliance. For more information, visit the company's website at www.voca.ai.

Wizely Finance

Wizely Finance is a fintech enterprise assisting banks and credit unions to accelerate growth and profit by accessing existing bank customers in a new way. The company's online platform is designed to operate under the mantle and brand of the bank. In it, the bank's customers can consolidate, pay down debt and take out new loans through a personalized dashboard they can access 24/7. Wizely Finance is developed by seasoned banking executives and technical experts to cater to the customers of small and mid-size banks. For more information, visit the company's website at www.wizelyfinance.com.

Yseop

Yseop is an international AI software company and one of the early pioneers of natural language generation technology. Its proprietary AI platform powers enterprise-level customer support, sales and reporting applications. Its highly customizable solutions deliver superior quality analysis and more human-like dialog, resulting in higher levels of customer satisfaction. Headquartered in France, Yseop has operations throughout Europe, the U.S. and Asia. For more information, visit the company's website at www.yseop.com.

Ziggurat Technologies

Ziggurat Technologies has developed an AI trading assistant, Zivolve ™, designed to seek optimal trading and investing opportunities that primarily focus on maximizing profit and minimizing losses. With its proprietary web-based investment analytics, Zivolve is capable of identifying smart desired solutions within virtually all global financial market places. Its architecture and design enable it to perform as an intelligent stock selector and real-time portfolio/risk management engine. The AI trading assistant provides market insights with up-to-date streaming analytics that identify fully customizable high probability trade setups for investment decisions of any style, time horizon, or risk profile. For more information, visit the company's website at www.ziggtec.com.

 

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